Get ready for a big change. Next year, we’re expecting a 13% increase in home loans, hitting $1.45 trillion. Plus, with interest rates likely dropping to 5.9%, it’s a golden time for buying a home or refinancing the one you have. This is the moment you’ve been waiting for if you’re looking to step into the homebuying arena.

Mortgage rates have experienced a rollercoaster ride in recent months. After dipping earlier this year, rates have slightly increased over the past week. But what does it really mean for you, the homebuyer? Amidst these fluctuations, it's essential to understand the bigger picture and how rates impact your homebuying journey.

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