Saving for a mortgage down payment can be a daunting challenge. With home prices steadily rising, it’s increasingly difficult for many buyers to accumulate enough funds for even the minimum required down payment. Traditional financial wisdom suggests putting down 20% to avoid private mortgage insurance (PMI), but even a smaller percentage can still be a significant sum. If you’re struggling to reach your savings goal, one potential solution is using gift money to help fund your mortgage down payment.

Navigating the 2025 housing market is top of mind for many potential homebuyers. Prospective homebuyers are asking: Is now the right time to make a move? Let’s shed some light on this question by offering a comprehensive look at the state of the market, expert predictions, and actionable advice for homebuyers.

Get Your House Ready to Sell in 2025: A Guide for Homeowners

Election cycles can shake up the housing market, creating a mix of uncertainty and opportunity for homebuyers. With the recent election behind us, many are wondering how the changes might influence interest rates, incentives, and market stability.

Get ready for a big change. Next year, we’re expecting a 13% increase in home loans, hitting $1.45 trillion. Plus, with interest rates likely dropping to 5.9%, it’s a golden time for buying a home or refinancing the one you have. This is the moment you’ve been waiting for if you’re looking to step into the homebuying arena.

Mortgage rates have experienced a rollercoaster ride in recent months. After dipping earlier this year, rates have slightly increased over the past week. But what does it really mean for you, the homebuyer? Amidst these fluctuations, it's essential to understand the bigger picture and how rates impact your homebuying journey.

Unlocking the Power of Your Home Equity: How to Upgrade Without Breaking the Bank